You must be under 70 years of age when the trip begins. Ģ. Premier Worldwide Travel Insurance is provided by Aviva and is available to Premier account holders. Full offer terms and conditions (PDF, 212 KB). Offer may be withdrawn at any time. Terms and conditions and other eligibility criteria apply.
You'll need to start your switch within 30 days of opening the account and pay in at least £1,500 within the first 60 days. To be eligible, you can't have held an HSBC current account or opened a first direct current account since 1 January 2020. Once you meet all our eligibility criteria we’ll pay £200 into your account within 20 days. Receive £200 when you switch to an HSBC Premier Account using the Current Account Switch Service (including 2+ Direct Debits or standing orders). You may not be eligible for some account features if you remain resident outside the UK.ġ. To find out more, visit our Overdrafts page, where you can find out if you’re eligible for an arranged overdraft and use our overdraft cost calculator. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. Based on an arranged overdraft of £1,200.
Representative example: 0% EAR (variable) on the first £500, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 21.8% APR (variable) 3. Further details can be found online at our Overdrafts page. The monthly cap on unarranged overdraft charges for the HSBC Premier Account is £20. Anything you borrow above that but within your arranged or unarranged overdraft limit will be charged interest at 39.9% EAR (variable) 2. When you open your account, you can apply for an arranged overdraft. Overdrafts are designed for short-term borrowing only and are subject to status. An unarranged overdraft lasting more than 30 days could have a negative impact on your credit rating. We report account activity, including overdraft usage, to credit reference agencies. Your new limit can't be less than what you owe. You can ask to increase, remove or reduce your limit at any time in online or mobile banking, by phone or in-branch.
You can apply for an arranged overdraft when you open your account, or at any time later. However, we'll always try to allow essential payments if we can. There's a chance that payments you try to make using an unarranged overdraft may be declined. If a payment would take you past your arranged limit (or if you don’t have one), we may let you borrow using an unarranged overdraft. This can be useful if you're hit with an unexpected bill, for example. When you open this account, you'll have the option to take out an arranged overdraft.Īn arranged overdraft allows you to borrow money (up to an agreed limit) if there’s no money left in your account.
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